Dubai Mortgage Calculator
Estimate monthly payments, upfront costs, and affordability based on UAE banking rules
Dubai Mortgage Calculator
Based on UAE Central Bank DSR rules & Dubai Land Department fees
2,500,000 AED
20%
UAE minimum for this profile: 20%
4.2%
25 yrs
35,000 AED
Used for 50% debt-burden ratio (DSR) affordability check
Estimated Monthly EMI
10,779 AED
per month for 25 years
Loan Amount
2,000,000 AED
Total Interest
1,233,654 AED
Total Upfront
632,490 AED
Max Affordable*
4,058,876 AED
✓ EMI is within 50% DSR limit
DSR limit: 17,500 AED/month
Upfront Cost Breakdown
Down payment500,000 AED
DLD transfer (4%)100,000 AED
Mortgage registration5,290 AED
Bank fees & valuation27,200 AED
Estimates use Dubai Land Department 4% transfer fee, typical trustee/mortgage registration, and UAE bank arrangement fees. Actual rates vary by lender, salary certificate, and property type. RERA-licensed mortgage advisors at Seek & Settle can connect you with partner banks.